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Welcome to the Quest Funding Services Investor's Section.
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Note: This
section is being revamped.
Regulation
D, Sections 504-506, et al, certain investors defined some funding
offers "private placements".
These may
be exempt from complicated and
extensive securities registration and regulation if the offerings are
limited, primarily, to investors proven to be
"experienced" and/or "accredited". See the excepts of the
regulations, below,
which define those
investors. Private
placements are not permitted to be broadly/generally advertised, and a
pre-existing retationship must exist between the investor(s) and the
entity making the offer.
In order to
comply with those regulations, we require that
investors interested in funding some offerings submit
information that will allow verification that they are "experianced"
and/or "accredited" investors, as defined below. Then, a
waiting period will be
required before access is granted to the restricted, investor-only
section of this website...during which period Quest and the investor
can establish a relationship.
After accredidation, and that
waiting period has transpired, an investor username/password will be
issued and the, investor will have access this
section which contains offerings, information, forms and documents that
are solely for the use of those accredited investors. This procedure is
necessary to keep Quest Funding and the investors in compliance with
the federal securities regulations that pertain to some funding
offerings. |
Sections
501(a) of Regulation D, issued by the SEC under the US
Securities Acts of 1933/34, as amended, defines individual
"accredited investors" as those who meet one or both of the following:
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- Possess a net worth, or joint net worth with a
spouse, in excess of $1,000,000.
- Have individual income, in each of the two most
recent years,
- in excess of $200,000,
- or joint income with
a spouse in excess of $300,000, and
- Have a reasonable expectation of reaching the
same income level, as above, in the
current year.
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| Accredited investors are eligible to receive
offers, called "private placements", that are exempt from SEC
registration because the offerings meet the constraints of Sections
504-506 of Regulation D. There are other entities that are considered
accredited investors. Click here for a complete list. In
that list is
also found the definition of an "experienced investor", as SEC sees
them. |
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About
Private Placements:
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When
capital is raised via
private rather than public means, it is often desirable to limit the
time, effort and expense that would be required for a general offering.
This process can often serve the needs of those who are seeking private
mortgages. The securities laws allow these private placements provided
the investors are of sufficient net worth and experience, and a
pre-existing relationship exists between the entity making the offer
and the investor(s). If those conditions exist, SEC registration is not
required. The costs, effort and time frame for the placements can be
significantly reduced. This waiver of various regulations is
commonly called a "safe harbor" provision.
In private placements, a formal prospectus
is waived, and the financial information may not be as
detailed as in a general offering. It is anticipated that "experienced"
and/or “accredited" investors are better prepared to assess the
potential risks/rewards of such offering with less information. They
are also in a better position to absorb a potential loss. Obviously, it
is anticipated that ”.
For qualified investors, private placements can be an investment
alternative that offers significant total returns commensurate
with the risk. |
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